Thinking About Retiring in Ventura County? Here’s What You Should Know
Sunshine. Coastal charm. A slower pace of life. For many retirees and empty nesters, Ventura County sounds like a dream come true—and in many ways, it is.
But before you pack your boxes and schedule the movers, let’s take an honest look at what retiring in Ventura County really means—from lifestyle perks to practical costs. Whether you’re a lifelong California resident or considering a move from out of state, this guide will help you determine if Ventura is the right place for your next chapter.
Lifestyle Benefits That Retirees Love
1. Coastal Climate & Natural Beauty
Ventura County enjoys one of the most temperate year-round climates in the country. Think: mild winters, ocean breezes, and plenty of sunshine. Whether you enjoy beach walks, farmers’ markets, or just relaxing on your patio, you’ll rarely be stuck indoors.
2. Walkable Towns & Active Communities
Ventura, Ojai, Camarillo, and Oxnard all offer walkable downtown areas, scenic trails, and vibrant community centers. Many neighborhoods are designed with lifestyle in mind, featuring parks, golf courses, and wellness-focused amenities.
3. Access to Healthcare
Top-tier hospitals like Community Memorial, St. John’s Regional, and Los Robles Medical Center provide peace of mind with strong reputations in senior care, cardiac health, and general medicine.
4. Community Engagement
Whether you want to join a book club, volunteer, take an art class, or learn to surf (yes, really), Ventura County has countless ways to stay active and connected. It’s a great place to start fresh friendships or strengthen old ones.
Cost Considerations: Is It Affordable?
Let’s be candid—Ventura County isn’t the cheapest place to retire, but it’s often more affordable than neighboring counties like Santa Barbara or Los Angeles.
Here’s what to keep in mind:
Home Prices
- The median home price in Ventura County hovers around $900,000 (as of 2025).
- Downsizing to a condo or townhome can bring you closer to the $600K–$750K range.
- Many 55+ communities and low-maintenance neighborhoods offer good value without sacrificing comfort.
Property Taxes
- California’s Proposition 19 may allow you to transfer your property tax base if you’re over 55 and moving within the state—a huge savings potential. Ask me about how this could apply to your move.
Cost of Living
- Groceries, gas, and healthcare are generally on par with the California average.
- Utilities are moderate thanks to the mild climate.
- Many retirees supplement their lifestyle with part-time consulting, hobbies, or income from investment properties.
Housing Options for Retirees
Looking for the right fit? You’ve got options:
- 55+ Communities – Like Leisure Village in Camarillo, with clubhouse amenities and social events.
- Coastal Condos – In Ventura Keys or Oxnard Shores, offering low-maintenance living with ocean breezes.
- Single-Story Homes – Popular among downsizers who want space without stairs.
- ADU Potential Homes – Great for multi-generational living or future caregiver accommodations.
The Pros and Cons at a Glance
| Pros | Cons |
|---|---|
| Ideal weather year-round | Higher housing costs than national average |
| Access to top-tier healthcare | Limited inventory in popular downsizing areas |
| Strong community & active lifestyle | May require budgeting for higher property taxes or HOA fees |
| Coastal lifestyle without big city hustle | Traffic on major highways at peak hours |
Is Ventura Right for You?
The best retirement isn’t just about finances—it’s about fit. Ventura County offers a balanced blend of nature, community, and culture. If you’re looking for a place where you can enjoy your days, feel connected, and still invest in a home that holds long-term value, Ventura should be high on your list.
If you’re curious about downsizing, relocating, or exploring specific communities that match your vision, I’d love to help you find your perfect place.
Let’s talk about your goals. Call me today at 805-850-5443 and take the first step toward your next chapter.
