As we settle into 2025, one thing is clear: Ventura’s real estate market continues to evolve. With shifts in mortgage rates, changing buyer behavior, and updated listing practices, both buyers and sellers are asking the same question—“What’s really happening right now?”
Let’s break it down with real numbers, local insight, and what it all means for your next move.
A Snapshot of the Market in Early 2025
While headlines often generalize about California’s housing trends, Ventura County marches to its own rhythm. We’re seeing steady buyer demand, low inventory, and prices holding firm, especially in desirable neighborhoods near the coast and in walkable areas.
Here are a few current market indicators:
- Median Sale Price: As of Q1 2025, Ventura’s median home price is hovering around $875,000, showing modest growth over 2024.
- Days on Market: Homes are averaging 26 days on market, with well-priced listings in high-demand neighborhoods moving faster.
- Inventory: We’re still in a low-inventory environment. While new listings have increased slightly since last fall, supply hasn’t yet caught up with buyer interest.
- Buyer Demand: Competition is strongest in move-in-ready homes and walkable neighborhoods like Midtown Ventura, The Keys, and parts of Camarillo.
So, if you’re a seller, your timing is still favorable—especially if your home is priced right and presented well. If you’re a buyer, you’ll need to be ready with financing and a clear plan for what you’re looking for.
What’s Behind the Low Inventory?
There’s been a noticeable shift in how homes are listed and marketed across Ventura County.
Many sellers—especially those with high-end or in-demand properties—are choosing exclusive brokerage networks or “coming soon” strategies rather than widely syndicated MLS listings. This can make it harder for buyers relying on third-party search sites to see everything that’s truly available.
Here’s what buyers should know:
- Not every available home will appear on big portals.
- Working with a local, connected agent gives you access to off-market and pre-market listings.
- Flexibility, quick decision-making, and trusted guidance are more important than ever in this kind of environment.
This shift also means sellers benefit from more targeted marketing, attracting serious buyers without overexposure.
Mortgage Rates in 2025: Where We Stand
If you’ve been following mortgage trends, you know rates have been high by recent historical standards—but they’ve also shown signs of stabilizing below 7%, with the 30-year fixed currently averaging around 6.65%.
While not ideal compared to ultra-low pandemic-era rates, today’s rates are workable—especially with smart financing strategies and seller incentives.
If you’re buying:
- Get pre-approved with a lender who understands the local market.
- Consider temporary rate buydowns or adjustable-rate mortgages (ARMs) if you’re planning to refinance within a few years.
- Focus on finding the right home—you can always adjust the loan later.
If you’re selling:
- Offering a rate buydown or closing cost credit can set your listing apart.
- Buyers are motivated, but they’re watching every dollar. Strategic pricing and incentives can make all the difference.
What This Means for You
Whether you’re dreaming of your first home, thinking about downsizing, or holding onto an investment property, this market requires a thoughtful approach.
The Ventura County real estate landscape is dynamic—but it’s also full of opportunity if you know how to navigate it.
Let’s talk about your specific goals and create a strategy that fits your life, not just the market trends.
